The objective of motor insurance is to cover the civil responsability of the driver of the vehicle with regard to imcidents in circulation and with the circulation of the vehículo being on public ways, garages and car parks along with private ways which aren'ta marked or for industrial labour trabajo o agricultural.
Taking out this insurance is obligatory which makes it the most extensive of all our risk covers in civil responsability.
The law of civil responsability and the insurance of circulation of motor vehículos (sect 8 º of law 30/1995, ordination and supervision of private Insurances) in chapter 2 "obligatory insurance" artículo 1 de ese cuerpo legal:
"All motor vehículo owners who are resident in Spain must take out an insurance policy for every vehículo in their name and up to the obligatory límite ...", the responsability is the driver's for damages caused to persons or to goods when driving and the risks caused by the driver. Vehículos which ahora without insurance ¿No circulate on national territory. Failure to take out insurance in sanctioned by the law.
They are many differences in motor insurance among insurance companies and high bonis differences but we have a wide range of companies at out disposal and the possibility of covering all circumstances.
The types of vehículos insured are the following:
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Cars
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Taxis
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Motorbikes
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Caravans
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Mopeds
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Lorries (TIR)
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Private vanos / public service
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Company lorries / public service
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Trailers, semi-trailers
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Coaches
The following is covered under this policy:
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Civil responsability (obligatorio)
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Voluntary Civil Responsibility
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Occupants
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Defense and claims
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Injury to driver
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Breakdown service
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Withdrawal of driving licence
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Breakage of windsceens
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Fire
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Theft
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Other damage
